Cross-Border Trucking

U.S.-Canada trucking insurance.

We work with our sister brokerage in Canada to coordinate insurance for trucking operations on both sides of the border.

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Tractor trailer used in cross-border freight transport

What we look at.

Territory and operations

Confirm where your vehicles operate and are garaged, and whether your policies cover those locations.

Filings and contracts

Check that proof of insurance meets the operating-authority and shipper requirements on each side of the border.

Working across the border

Our Canadian partners review Canadian insurance matters. Appropriately licensed A Squared personnel handle U.S. advice and placement.

The insurance program

What goes into your coverage.

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U.S. Authority and Filings

Determine applicable FMCSA authority and financial-responsibility filings for the operation before U.S. entry.

Canadian Financial Responsibility

Confirm provincial requirements and acceptable evidence with the insurer and appropriate Canadian resources.

Liability That Follows the Truck

Review policy territory, named insureds and the operations performed on each side of the border.

Cargo on Both Legs

Confirm territorial scope, cargo valuation, commodities and applicable contract responsibilities.

Physical Damage Across the Line

Review territorial coverage and settlement terms for the equipment, including towing and recovery across the border.

Customs Bond Coordination

Customs requirements depend on the transaction and role. Coordinate with the customs broker; a customs bond is not cargo insurance.

Claims in Either Country

Follow the insurer's reporting instructions and identify the adjuster and documents needed when a loss crosses jurisdictions.

What to bring to a review

Bring routes, authority details, vehicle schedules, commodities and Canadian and U.S. insurance documents.

Questions & answers

Good questions to ask.

Does a U.S. policy automatically cover Canadian operations?
Confirm territory, insured entities, operations and recognized evidence of financial responsibility before crossing. Review cargo and physical damage separately from liability.
Who handles customs requirements?
Customs obligations depend on the transaction and the parties' roles. Your customs broker can advise on required bonds and documentation. A customs bond is distinct from coverage for physical loss or damage to cargo.
What is A Squared's Canadian connection?
We focus on U.S. insurance and work with our sister brokerage on Canadian matters. Each team handles work within its licensing jurisdiction, with the scope of the review and available markets confirmed for your account.

Let's talk about your insurance.

Tell us about your business and what you need.

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